Crazy couple of weeks. Azrin and I have been planning to get a house together for quite some time now that we are both more stable. Looked for something affordable, calculated our finances (cry!), sit and plan the whole thing out.
Found an apartment that is still in process of completion (so we still have time to save up some more). Then comes the bank loan application process....hamaigerdddd. Some of the things they asked....ridiculous!
1. Azrin was born in US but obviously he is a Malaysian citizen. We gave them his IC and passport as proof. He also signed a declaration form.
"Mr. Azrin, we still believe you are an American. Can you get a letter from US embassy to say that you are not?"
*smoke coming out of ears*
2. One of the banks wanted a copy of our parents' savings books!
"Without your parents' savings, how else would you guys pay your deposit/downpayment?"
Hellloooooooooo there's this thing called working and saving you idiot!
3. This particular bank wanted us to take a selfie in front of our offices and send it to them.
Wtf.
4. They want a copy of our degree cert.
.....because without education you can't pay back your loan??? Haih.
5. It is compulsory to have their credit card together with the home loan.
All these agents went bananas when they see both our clean records and they will push all sorts of credit cards and personal loans to us. Please.
I did'nt know it was going to be this hard. Thank god Azrin handled everything since he have more patience. Everything was smooth on my side. Azrin's was a bit bumpy because he already has a car loan, another home loan and oh yes...and then there's his citizenship!
Susah lah jadi girlfriend Kanye West ni.
...alhamdulillah, one of the loan went through and accepted him to be a Malaysian. Next time you guys see him, ask him to sing Negaraku.
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